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Citizens is a not-for-profit company serving the people of Florida as the state’s insurer of last resort.
View the Citizens website to learn more.
Note: by clicking on the links below you agree to be redirected to an outside website. We are not the author of these websites nor are we responsible for any errors or issues with the websites. Any questions or concerns may be directed to the website host.
The FLDFS is the Florida Department of Financial Services.
View the FLDFS website to learn more.
Note: by clicking on the links below you agree to be redirected to an outside website. We are not the author of these websites nor are we responsible for any errors or issues with the websites. Any questions or concerns may be directed to the website host.
https://www.myfloridacfo.com/about/about-dfs
You may visit the below referenced sites to learn more.
Note: by clicking on the links below you agree to be redirected to an outside website. We are not the author of these websites nor are we responsible for any errors or issues with the websites. Any questions or concerns may be directed to the website host.
Citizens bulletins:
4f230036-9dc8-aa27-ba97-44d0589ecc20 (citizensfla.com)
https://www.citizensfla.com/-/20240514-agent-appointment-requirement-rule-change-1
Citizens Eligibility Company Matrix:
Eligible+Company+Matrix.pdf (citizensfla.com)
House Bill effective 7/1/24 (page 79, sections 1965-1972):
Amending prior F.S.
Chapter 627 Section 351 - 2023 Florida Statutes - The Florida Senate (flsenate.gov)
FAQ updated 7/10/24
A Sub-Agent is a retail agent who is provided access to insurance companies through brokers, MGA’s or wholesalers. The retail agent writes new business, renews and services existing policies for policyholders. The retail agent orders insurance quotes, requests coverage binders and endorsements, renews and cancels policies at the direction of the policyholder.
The broker does not interact with policyholders directly. The broker interacts with the insurance companies on behalf of the retail agent. The broker provides the agent with access to their insurance company appointments and furnishes the agent with quotes, renewals and other documents and communications for their policyholders.
The agent verification form is a document created for Citizens Property Insurance Corporation to assist in verifying an agent's ability to access authorized eligible insurance markets through Brokers MGA’s or wholesalers. The document conveys the agent, broker relationship and provides the broker agent in charge and sub-agent license and contact information. Citizens may use this document to verify insurance company appointments with the FLDFS and may also contact insurance brokers directly for verification.
A participating agent is a retail agent or sub-agent who is linked to brokers on our website. Participating agents may be required to complete and submit agent verification forms signed by the brokers they do business with, or the agent appointment may be verified by contacting the broker directly.